Dell warranty check 2024
Many Dell laptop and monitor owners in African countries and other countries like India, seek information on Dell warranty check 2024. This article outlines the methods for verifying your Dell warranty status in 2024. Locating essential details for Dell warranty check 2024 Before initiating a warranty check, gather crucial information about your Dell product: Service tag: This unique identifier is typically located on a label at the bottom of your laptop or the back of your monitor. It can also be found in the BIOS or system information settings. Express service code: This alphanumeric code might be present on your purchase invoice or packaging slip. Primary methods for Dell warranty check 2024 Dell support website: Access the Dell support website: [www.dell.com/support]. Scroll down to the the “Identify your product or search support” section. You can either enter your Service Tag or Express Service Code. It will take you to a new page where you can click review an then view your warranty details. Dell online chat support: Alternatively, you can engage Dell’s online chat support option on the support website. Have your Service Tag or Express Service Code ready to provide to the support representative for a warranty check. Active warranty If the system confirms that the device is under warranty, that most likely means your device is covered for eligible repairs or replacements. You can further reach out to Dell support or contact lines for full acknowledgement and claims as due. Expired warranty If the warranty has expired, you should take note of the expiration date and consider options for extending or renewing the warranty, if available. No warranty found If the system indicates that no warranty information is found for the provided details, you may need to double-check the accuracy of the entered information or contact Dell support for further assistance. Final thoughts regarding Dell warranty checking It is important to take note of the following: Dell warranty check in India: The methods mentioned above are applicable for Dell warranty checks in India and globally. Specificity matters: If you carry out a warranty check on two separate Dell products, the specific warranty details will vary depending on the product, purchase date, and warranty type (standard, extended, etc.). Limited scope: These methods primarily verify the warranty status of your Dell laptop or monitor. Dell battery warranty checks might require contacting Dell support directly for confirmation.
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Latest Indian Bank balance check number 2024
Indian Bank account holders in 2024 have different methods to check their account balance. This article outlines these methods, differentiating between those requiring a registered mobile number and those that don’t. Methods requiring a registered mobile number These are the methods that require you to have a registered mobile number to check your Indian bank account balance: Indian Bank Balance Check Number 2024 (SMS): This method is the text message banking method. Here’s how to use it: Compose a new SMS on your registered mobile number. In the message body, type “<BALAVL> <Account Number> <MPIN>” (all case-sensitive and separated by spaces). “<BALAVL>” is the keyword, “<Account Number>” is your Indian Bank account number, and “<MPIN>” is your Mobile Banking PIN. Send the SMS to 94443-94443. You’ll receive an SMS reply containing your current Indian bank account balance. Indian Bank Missed Call balance checking number: This method is convenient and doesn’t require internet access. Here’s how to use it: Dial 96776 33000 from your registered mobile number. The call will automatically disconnect after one ring. You’ll receive an SMS reply containing your current Indian bank account balance. Method without registered mobile number Here are methods to check your account balance without your registered number Indian Bank net banking: If you haven’t registered your mobile number, you can check your balance through Indian Bank net banking. Here’s how: Visit the Indian Bank website: [indianbank.in]. Navigate to the “Net Banking” section and select “Personal Banking Login.” Enter your User ID and password and log in. Once logged in, locate the “Account Summary” section to view your current balance. Note: This article focuses on Indian Bank, not Indian Overseas Bank (IOB). IOB has separate procedures for balance inquiries. Also, BobiBanking is a different bank altogether. Final thoughts on Indian Bank balance check number 2024 That is about it on checking your Indian bank account balance. The method you choose depends on whether your mobile number is registered. Also, there are limitations on the number of inquiries you can make through SMS Banking. Refer to Indian Bank’s website for specific limits. The initial results displayed online or through SMS might be provisional. For the official or stamped account statements or documents, you’ll need to collect your statement or passbook from your bank branch.
Read MoreJumia stock rally continues after strong Q1 results, up 150% YTD
Shares of African e-commerce giant Jumia (JMIA) soared to $8.67 on Monday, June 10, continuing an unexpected rally that began with positive reactions to its Q1 2024 results. It is the highest the stock has traded in 2024 after beginning the year at $3.36. While it is shy of unicorn valuation–its market capitalisation is $872 million–it is a huge improvement from where it started the year. In Q1 2024, it cut its losses by 70%, trimming advertising and sales costs even as revenue grew 18.5%. Jumia has historically struggled with cutting costs despite often talking about a need to be profitable. Diageo sells majority stake in Guinness Nigeria to Tolaram for around ₦103 billion Investors reacted positively to those results, delivered despite accelerating inflation and currency devaluation in some of Jumia’s biggest markets. With some fast-moving consumer goods (FMCG) companies in markets like Nigeria for instance reporting losses in the past year, that result was doubly impressive. CEO Francis Dufay has been a hit with shareholders since he was appointed in 2023. He has engineered an important change in the company’s business model and admitted its economics was unsustainable. He has shut down Jumia Food, a loss-making vertical, moved UAE-based executives to Jumia’s active markets, and has made the right calls in returning the company to a growth track. Part of that growth has included the launch of a 30,000 sqm integrated warehouse in Lagos to improve logistics capabilities and reduce delivery time. As the company looks to get its growth act together, it will be conscious that Amazon has launched in South Africa and could very well have designs in other African markets. Jumia launched an initial public offering in 2019, listing on the New York Stock Exchange (NYSE) for $14.50 a share. Five years on, much of the early excitement around the business has waned as its share price suffered and profitability remained elusive. Yet, in a market that is often unforgiving, Jumia is insistent that it will survive and thrive. Will Dufay finally be the man to make it happen?
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Apple iPhone warranty checker 2024
Sometimes you want to check your iPhone warranty for several reasons including replacement or repair eligibility. This article explores reliable methods that serve as a checker to verify various aspects of your iPhone in 2024 in countries like Nigeria, India, and Kenya, among others. Apple warranty check A crucial aspect of iPhone verification involves checking its warranty status. Here are the primary methods: Apple website: Visit the Apple iPhone warranty checker website: https://chow hereheckcoverage.apple.com/. Enter your iPhone’s serial number to view its warranty coverage details (warranty start date, expiration date, and covered repair types). iPhone settings: Alternatively, you can check the warranty status directly on your iPhone. Navigate to “Settings” > “General” > “About.” Look for the “Coverage” section to see if your iPhone is still under warranty. Beyond iPhone warranty checks/checker Verification needs often extend beyond warranty checks. Here are other areas to consider: 1. Apple serial number check The iPhone’s serial number serves as a unique identifier. Locate it engraved on the back of your device or under “Settings” > “General” > “About.” You can use this serial number to check for product recalls or other relevant information on the Apple website. 2. Apple ID verification Your Apple ID is important for accessing Apple services like iCloud and App Store. Ensure your Apple ID details (username and password) are valid to use iPhone functionalities smoothly. Vital considerations regarding iPhone warranty checks Reliable Sources: When searching for iPhone verification methods, prioritise official sources like the Apple website to avoid scams or unreliable information. Third-Party Tools: While some third-party tools claim to offer iPhone checks, exercise caution before using them. Verify their legitimacy and data security practices before proceeding. Final thoughts Apple iPhone warranty checker 2024 Verifying your iPhone in 2024 involves using Apple’s established methods for warranty checks, serial number verification, and Apple ID confirmation.
Read MoreDiageo sells majority stake in Guinness Nigeria to Tolaram for around ₦103 billion
Diageo Plc, the UK-based majority owner of Guinness Nigeria, looks to be exiting Nigeria after selling its 58.02% stake to Tolaram Group, the consumer food giant. Tolaram paid ₦81.60 for those shares, implying around a 60% premium on Guinness Nigeria’s Monday closing price of ₦50. Diageo will retain ownership of the Guinness brand, it will be licenced to Guinness Nigeria, now majorly owned by Tolaram for the long term. Having acquired majority shares, Tolaram will launch a mandatory takeover offer per rules from the Nigerian Exchange. Guinness Nigeria will however remain a publicly listed company. “Under the terms of the agreement signed today, 11 June 2024…Tolaram will enter into a long-term licence and royalty agreements for the continued production of the Guinness brand and its locally manufactured Diageo ready-to-drink and mainstream spirits brand,” a statement from Guinness Nigeria said. The transaction is expected to be concluded in 2025 pending the necessary regulatory approvals. Kimberly-Clark lays off 90% of employees as it begins Nigerian exit “Our partnership with Diageo to jointly grow Guinness Nigeria underscores our commitment to build on our strong presence and heritage in Nigeria, cultivated over decades of dedication and unwavering confidence in the future of Africa,” said Sajen Aswani Tolaram’s chief executive. “We take a long-term view on all our investments and this partnership reflects our optimism on the exciting opportunities that lie ahead across the continent.” “I’m excited to announce our new partnership with Tolaram. Guinness has been Nigeria’s favourite beer for nearly 75 years. Tolaram share this passion for Guinness and for Nigeria, making them the perfect partners as we continue to grow our business and seek to delight even more consumers in the country,” commented Debra Crew, Diageo CEO. *This is a developing story
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👨🏿🚀TechCabal Daily – Lagos turns towards upgrading its danfos
In partnership with Share this newsletter: Lire en Français اقرأ هذا باللغة العربية Good morning When you try to reinvent the wheel without bringing much invention, you end up with a show like Apple’s Worldwide Developers Conference which was held yesterday. What’s new? Well, Artificial Intelligence is out and “Apple Intelligence”—err, AI—is in. (It’s the exact same thing, but Apple-branded.) The tech company is integrating AI into most parts of its ecosystem, including Genmojis, a feature that will allow you to generate unique emojis. iOS users will also be able to schedule messages on iMessage (finally), use iMessage with Android users, rearrange, tint and lock their apps, and generate text content which probably means goodbye to ChatGPT and Gemini. You can check out the rest of the updates here. In today’s edition 2,000 employees are out of jobs after Heritage Bank’s closure Lagos is set to upgrade its danfos Kenya to issue payments licences Ecobank to raise $600 million through debt The World Wide Web3 Job openings Banking 2,000 employees are out of jobs after Heritage Bank’s closure What happens after a bank shuts down? Customer panic? Check! Possible bank run? Check! And sadly the loss of Jobs. For a country with high unemployment rates, Heritage Bank’s closure spells no reprieve. Heritage Bank’s closure means an estimated 2,000 employees are out of jobs. The news came as a shock to many of the affected staff. “Nobody saw this coming. We were not informed at all. But it is well. I believe it is the will of God,” a now unemployed account relationship officer told TechCabal. Before the announcements, Heritage Bank had begun job cuts as a cost-cutting measure, with the cuts affecting mostly drivers and tellers. The bank also terminated the contracts of over 800 contract staff. Affected employees are not without hope. Recruiters and worried colleagues have begun posting job openings in other banks to potentially hire the now-unemployed Heritage Bank employees ever since the news surfaced. Ngozi spoke to some of these employees, who shared how they felt when they heard the news. Read all about it here. Moniepoint is Africa’s fastest-growing fintech The Financial Times has ranked Moniepoint as Africa’s fastest-growing fintech based on its absolute and compound growth rate. Read more about it here. Mobility Lagos is set to upgrade its danfos If there’s anything people can associate with Lagos—other than its flooded suburbia and decade-long gridlocks—it’s the yellow rickety buses everyone calls “danfo”. These buses have been around for almost as much time as Nigeria’s independence, and about 10 million Lagosians ply these mini-buses on a daily basis per data from the Lagos Metropolitan Transport Authority. All these people can testify to three things: that the buses are consistent with their routes and thus reliable; that there is no way to alight without shouting “Owa o!”, and that fares are relatively cheap with most rides costing less than ₦500 ($0.33). Given these stats, the State’s announcement, yesterday, makes a lot of sense. As ride-hailing services are becoming increasingly out of reach for many due to rising fuel costs and inflation, the shrinking middle class of Nigeria is back to using danfo. Lagos is implementing a vehicle scrapping scheme that will offer danfo operators and private vehicle owners the chance to trade in their old, run-down buses for newer models. This will make the buses more comfortable and reliable for riders. “Cabs are non-essential to many, even when the alternative is submitting to Danfos, the popular but chaotic yellow buses that ferry millions of passengers around Nigeria’s commercial capital”, our EIC, Muyiwa Olowogboyega, wrote in this TechCabal article on Lagos’ ailing ride-hailing market. And Lagos’ new plan should help these ride-hailing customers who have seen their fares more than double over the course of two years. The plan, which is part of Lagos State’s new Transport Policy, is also a win for the environment because newer buses will reduce air pollution and the carbon footprint produced by rundown vehicles. There’s very little to go on regarding how the State will expect drivers—many of whom make a gross sum ₦5,000 ($3.3) per day—to pay the difference for these new vehicles, but if it’s anything like the financing model for the state-backed ride-hailing service LagRide, drivers may turn their noses up. Drivers are obligated to drive for 10 hours daily or a total of 150 kilometres—a schedule that one driver, Adebayo Padmore, may have succumbed to earlier this year. Whatever the case, we hope the upgrade Lagos offers to the drivers comes with the iconic yellow paint job with black stripes that have become associated with Lagos danfos over the decades. Collect payments anytime anywhere with Fincra Are you dealing with the complexities of collecting payments from your customers? Fincra’s payment gateway makes it easy to accept payments via cards, bank transfers, virtual accounts and mobile money. What’s more? You get to save money on fees when you use Fincra. Get started now. Fintech Kenya to issue payments licences Remittance startups in Kenya have been in the hot seat lately, with money laundering concerns making them the ultimate party crashers. In 2022, the Financial Reporting Centre (FRC) came knocking on Flutterwave, freezing $55 million and asking some tough questions. And in 2023, the Asset Recovery Agency (ARA) joined the party, accusing the fintech of laundering millions. But here’s the thing: Kenya’s laws didn’t quite fit the fintech scene. That’s why the government in 2022 told banks to stop playing nice with Chipper Cash and Flutterwave, calling them unlicensed entities. But all that’s about to change! Kenya’s apex bank is proposing some fancy new changes to its National Payment Systems Acts, making room for fintech startups to get their license to party (legally, of course). These new licences will provide a clear regulatory framework for their operations. And guess who might be the first to get their hands on these shiny new licenses? Flutterwave and Chipper Cash! So, what’s in it for fintechs? Well, Kenya, with 83% of
Read MoreBREAKING: Access Bank acquires ABCT Bank in Tanzania as it deepens East African presence
Access Bank has acquired African Banking Corporation of Tanzania (ABCT) Limited, deepening its roots in East Africa and continuing a continent-wide expansion. “This strategic move represents a notable step towards setting a railroad in Tanzania for intra-African trade within the East African region, Africa and the rest of the world,” said Roosevelt Ogbonna, Managing Director of the Bank in an NGX filing dated June 10, 2024. “It underscores our commitment to creating a robust East African banking network, driving positive change and innovation. We are excited about the opportunities this acquisition presents for our operations in Tanzania.” Following the completion of the acquisition, Access Bank will merge ABCT with the consumer, private, and business banking business in Standard Chartered, another recently bank it recently acquired. This acquisition aligns with Access Corporation vision of becoming the Most Respected African Bank in Africa and the entry into Tanzania brings the bank closer to a near-term strategy of targeting local, regional and international revenue opportunities across trade, payments and specialized commerce for business and retail customers within the East African region. “The completion of our transaction with Access Bank Plc, not only underscores the strong confidence of Access Bank in our operations and the Tanzanian market but delivers new and exciting opportunities for our customers, employees, and stakeholders,” said John Imani, Managing Director, African Banking Corporation (Tanzania) Limited. “We look forward to an exciting and prosperous future as part of the Access Bank family, driving economic growth and financial inclusion across Tanzania.” Access Corporation has traditionally kept up a tradition of acquiring banks in Africa to continue to expand its growing presence. At the start of the year, it acquired pension firm, ARM Pensions, and Megatech Insurance Brokers Ltd, an insurance brokerage company licensed and regulated by the National Insurance Commission. *This is a developing story
Read MoreKenya to issue payment licences: Flutterwave, Chipper Cash could be first in line
The Central Bank of Kenya (CBK) plans to issue payment licences to fintech startups soon, an important softening of an earlier stance that will open up East Africa’s largest payments market. Flutterwave and Chipper Cash are two fintech companies hoping to be granted those licences. CBK governor Kamau Thugge said the regulator is working around the clock to amend the National Payment Systems Act of 2011 to give a legal framework for fintech firms to operate. The proposed changes could be a big win for remittance and payment providers who have faced investigations and raids by Kenyan authorities on allegations of money laundering. CBK’s proposed changes to the National Payment Systems Act to allow the registration and licensing of fintech startups could solve a legal grey area that has slowed down the expansion of fintechs in the country, allowing commercial banks and telcos to dominate. “We are in the process of updating and amending the Payments Act, basically coming up with a new act. We hope to be able to finish that soon and also the regulations and that would guide our way forward in terms of payments service providers space,” said Kamau Thugge, CBK governor. Thugge was responding to a TechCabal question on the status of Flutterwave and Chipper Cash registration in Kenya during the post-monetary policy committee (MPC) press briefing. Kenya’s financial sector is regulated under the Central Bank of Kenya Act, the National Payment Systems Act alongside the National Payment Systems Regulations of 2014, and the e-money Regulations of 2013, all of which are unclear on fintechs. This has put remittance and payment startups on a collision course with Kenyan authorities, with law enforcement including the Financial Reporting Sector (FRC) and the Asset Recovery Authority (ARA) freezing accounts and seizing assets of sector players on money laundering charges. In 2022, CBK ordered local financial institutions including banks and mobile money service providers to cut links with fintechs, citing unspecified threats to the country’s financial systems. The regulator said then that the firms were operating without authorisation.
Read MoreWhy did it take years to shut down troubled Heritage Bank?
Despite Heritage Bank’s struggles dating back to 2018, Nigeria’s Central only revoked its licence last week, prompting questions on why the decision took so long. According to a financial analyst who asked not to be named so he could speak freely, administrative bottlenecks may have contributed to the delays, with the CBN needing to identify distress, conduct examinations, and appoint a liquidator. “The process could take up to 24 months,” that person said. Additionally, an ill-timed revocation of Heritage Bank’s licence might have triggered a bank run on other banks, causing depositors to attempt to withdraw their money en masse and driving panic. “The failure of one bank can lead to a loss of confidence in the entire banking sector,” said Ayoola Kosoko, a financial analyst. The revocation of Heritage’s licence coincides with a CBN requirement for major banks to increase their minimum capital requirement at least fifty-fold. With a ₦1 trillion deficit in its capital base—equity, reserves, and accumulated earnings—the struggling lender would never have met those requirements. Although the CBN attempted to salvage the bank, it concluded that there was “no reasonable prospects of recovery.” Heritage Bank’s struggles stemmed from a high volume of non-performing loans. Internal documents revealed that a staggering ₦490 billion of non-performing loans likely stemmed from risky lending practices and questionable corporate governance. The Asset Management Corporation of Nigeria (AMCON), an agency created in 2010 to absorb the liabilities of struggling banks and save a financial system determined to be at risk, has also run into problems. While AMCON was supposed to be a short-term solution, it now has unrecovered liabilities totaling ₦5 trillion, with the banking committee of the Nigerian Senate arguing that it must be scrapped. AMCON’s current problems could have narrowed down the CBN’s options. For instance, when Skye Bank’s licence was revoked in 2016, it was acquired and run by AMCON before being sold to new investors. Without a resort to AMCON, several unconfirmed reports claimed that the regulator had tried to arrange an acquisition. However, many banks have learned that acquiring distressed companies can be more trouble than it’s worth. Heritage Bank’s ₦56 billion acquisition of Enterprise Bank in 2014, for instance, was considered a major misstep. Access Bank’s acquisition of Intercontinental Bank in 2012 was similarly complicated. Beyond due diligence and disclosures, distressed banks often have problems that can never be seen from the outside by the acquiring party. “An acquisition must have been unsustainable because the hole was too big to be filled,” said a financial analyst who asked not to be identified so he could speak freely. Ultimately, the revocation of Heritage Bank’s licence signals to the financial sector that underperforming banks will not receive any soft landing from AMCON and while the CBN has denied that two other banks will have their licences revoked, there are still clear question marks around some financial institutions.
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How ride-hailing in Lagos went from disruption to disarray
Yellow cabs, once an icon of the Lagos roads, were mostly decaying pieces of infrastructure. They were old and barely roadworthy, their discoverability was wonky and fares were expensive. Finding and hailing a cab depended on luck or living close to quickly disappearing taxi parks. When Uber launched in Lagos—shortly followed by Taxify—in 2016, it was primed to disrupt a sector in disarray. Ten years after disruption (read: hefty bonuses, driver incentives, and subsidised rides) pushed yellow cabs into near extinction, the ride-hailing companies that have replaced them have become the yellow cabs of the 90s. Ride-hailing companies now typify what they displaced: wait times are long, car quality has significantly declined thanks to stiff competition, and driver shortages are driving shocking price rises. Everyone within the system speaks of extreme dissatisfaction. The gig workers who led the technological revolution have seen a stunning change in their fortunes. Once courted by companies offering hefty bonuses and incentives as two ride-hailing firms competed for dominance in major cities, they’re now struggling to earn a living as macroeconomic conditions and elastic demand means higher operating costs cannot easily be transferred to customers. They have formed unions and are asking ride-hailing firms to increase the base fares customers pay. They also want better working conditions and a seat at the decision-making table. Nothing suggests they’ll get what they’re asking since they have little leverage. Ride-hailing companies, which have insisted the drivers are independent contractors and not workers—this distinction is crucial—also have struggles. Bolt cut its Nigerian team in May, although it insisted that such cuts were routine. Ten years after disruption (read: hefty bonuses, driver incentives, and subsidised rides) pushed yellow cabs into near extinction, the ride-hailing companies that have replaced them have become the yellow cabs of the 90s Yet, the biggest sign of the difficult place the companies find themselves is how they carefully think about transferring costs to customers. Cab rides, always considered a luxury in Nigeria, are more out of the reach of most people because of an increase in fuel prices and a rapid naira devaluation that has seen the cost of imported vehicles soar. Taiwo Florence, who lives in the Isolo area of Lagos and uses ride-hailing apps for personal and business trips, said a recent trip triggered a “moment of financial reevaluation.” She paid ₦12,000 for a trip that used to cost ₦5,000. Despite these high prices, many drivers believe it’s not reflective of the real cost of the rides and that they’re the ultimate sufferers with little money left after fueling and servicing their cars. They’re finding interesting workarounds. While the number of drivers moving out of the sector is unclear, existing drivers are signed up on multiple platforms to maximise returns. With differing commission rates (Bolt takes 25%, InDrive 10% -11% and Rida takes 10% in commission), drivers accept rides from apps that offer the best prices. It’s a constant juggling act, said Michael, a driver who uses all the existing ride-hailing apps. The real bogeyman for customers, drivers, and ride-hailing companies is inflation and a shrinking middle class cutting off non-essential purchases. Cabs are non-essential to many, even when the alternative is submitting to danfos, the popular but chaotic yellow buses that ferry millions of passengers around Nigeria’s commercial capital.
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