Bhluemountain is effective, reliable, and easy to work with. Schedule a free consultation and we’ll show you why we were named one of the top IT firms in Nigeria
start Now
We are a team of top-accredited professionals who are unceasingly committed to delivering trailblazing solutions that ensure your maximum productivity. We help our customers build the core foundation for a successful and secure digital transformation journey
Quality is at the heart of everything we do, and we continuously challenge ourselves to improve our services to meet or exceed the needs and expectations of our customers, while always complying with regulations and specifications.
Whilst we have a big smile on our faces about our recognition, we never forget that our team and our clients work together as one, so thank you for all of your support.
Together with our team of accredited experts, we assist businesses in navigating their current IT estates and digital future through informed and cost-saving IT models.
At Bhluemountain we help small and large enterprises, run their mission-critical systems and operations while modernizing IT, optimizing data architectures, and ensuring security and scalability across public, private and hybrid clouds. We deploy our technology solutions and services to enable businesses drive performance, competitiveness, and customer experience.
Whatever your industry area, we provide full-spectrum IT support services to help you meet changing business needs.
Effective Cloud Solutions and strategies that help you drive overall efficiency and scale effortlessly.
Gain key insights from data to drive impactful outcomes for strategic objectives.
Technology and industry consulting expertise to help you drive your digital transformation journey.
Nigeria is now Airtel Africa’s second-biggest market by revenue earned from each subscriber, as higher telecom tariffs boosted earnings in the company’s largest African market. Airtel Africa, which operates in 14 countries, grew its average revenue per user (ARPU) in Nigeria by 41.18% for the financial year ended March 2026, according to the company’s financial results released on Friday. ARPU measures how much telecom operators earn per subscriber and is a key indicator of whether revenue is sufficient to cover operating costs and fund network investments. Money The ARPU Gap: Value vs. Velocity Francophone Africa still extracts the most revenue per user, but Nigeria’s recent 50% tariff hike has triggered explosive year-over-year growth. Source: Airtel Africa plc FY’26 Financial Results. Bar length represents actual Average Revenue Per User (ARPU). Badges represent YoY growth.
Read MoreMiniPay, the Opera-backed stablecoin wallet and payments app that operates in seven African markets, has crossed 15 million activated wallets, more than double from the previous year. The 123% year-on-year jump extends the app’s growth after it crossed 13 million wallets by the end of 2025, according to Opera’s Q1 2026 report. Launched in Nigeria in September 2023 as part of the Opera Mini browser before becoming a standalone app last year, MiniPay has emerged as one of the most widely used stablecoin payment products focused on emerging markets, with the majority of its users in Africa, according to Opera. It underscores how Africa has become one of the world’s most active testing grounds for crypto payments and dollar savings products. Apps like MiniPay, Bitget Wallet, and UglyCash are betting that users in countries with volatile currencies and costly banking infrastructure will embrace dollar-denominated digital money for everyday use. “MiniPay launched first in Nigeria in 2023 and expanded first across Kenya and other key African markets before going global in 2025,” Murray Spark, Senior Director Business Development at Opera, told TechCabal in an email response on Tuesday. “We don’t go into country-level detail, but it’s fair to say our earliest markets in Sub-Saharan Africa are where we’re seeing the most traction. This reflects where our most engaged users are, and we expect the geographic mix to evolve as we expand.” Opera reported that MiniPay users completed 290 million peer-to-peer (P2P) transactions worth over $300 million by the third quarter of 2025. That figure climbed to 360 million completed transactions by year-end. Opera declined to disclose average transaction sizes for MiniPay, but said activity on the app is concentrated around “everyday financial activities that traditional banking infrastructure either ignores or makes too expensive to bother with,” including peer-to-peer (P2P) transfers, airtime and data purchases, bill purchases, merchant payments, and universal basic income (UBI) disbursements. The app runs on the Celo blockchain and is heavily centred on USDT, the dollar-pegged stablecoin issued by El Salvador-based firm Tether. According to Spark, USDT remains “by far the dominant asset” held in MiniPay wallets and is primarily used for everyday transactions. Opera is also leaning into tokenised gold products—digital assets backed by physical gold—as a savings tool for users in emerging markets. “On-chain data shows that over 91% of XAUT0 holders [holders of Tether Gold, a digital product that tracks the price of gold] are on Celo. Virtually all of those are MiniPay wallets,” Spark said. “What that means is that MiniPay has become the single largest platform for Tether Gold holders in the world.” While MiniPay’s growth has become prominent in Opera’s shareholder communications, the Oslo-based company has yet to disclose revenue generated directly from the wallet business. Opera said its primary revenue drivers remain advertising and search, while describing MiniPay as part of its “broader ecosystem.” In recent earnings reports, Opera has increasingly highlighted MiniPay alongside its AI browser ambitions, framing the wallet as a strategic product for emerging markets. In its Q4 2025 earnings released in February, CEO Lin Song said Opera’s partnership with Tether, the Salvador-based issuer of the USDT stablecoin and Tether Gold, was helping provide “seamless financial access and innovative digital utility to emerging markets globally.” MiniPay’s expansion is also moving beyond Africa. In November 2025, Opera rolled out a “Pay Like a Local” feature in Latin America that allows users to spend stablecoin balances directly through Mercado Pago and Brazil’s PIX payment system. Opera said it already supports bank and mobile money integrations across Africa and plans to continue expanding local payment rails as adoption grows. To deepen engagement, MiniPay offers incentives such as daily login rewards, crypto-earning games, and miniapps, and is also planning to launch virtual cards.
Read More
By the time Teddy Ogallo sits down at Artcaffe Westgate Mall in Nairobi’s Westlands, he already has a mental list running. Not talking points for this interview, but customer problems, things that broke overnight, features that need reworking, small frictions that, if fixed, might bring him the next hundred users. He orders a latte. I go for Kenyan tea, non-spiced. He’s present, but you can tell his mind is never far from the build. Ask him who he is—especially on days he’s tired of the startup label—and he doesn’t hesitate. “I’m a builder,” he says. It comes out effortlessly during our chat, as if it’s almost a default setting, something that predates his journey at WayaWaya, a Kenyan startup that provides conversational banking tools via WhatsApp and mobile apps. He traces it back to his childhood in the barracks in Eldoret—a city in Western Kenya—a contained, almost ideal world. Good housing, a supermarket, a hospital, a proper school, everything in place, little reason to step outside. “You had no reason to leave,” he says. Then, at 17, that world fell apart. His father lost his job, and the transition into what he calls “real-life Kenya” was abrupt. Suddenly, the cushioning was gone, replaced by scarcity, but with awareness of how most people actually live and get by. That contrast—comfort, then lack—sits beneath how he sees things now. It shows up in how he talks about systems that don’t work, about people forced to find their own way around them, and about why he builds at all. He tells me he doesn’t just want to solve problems, but leave a legacy that holds up under pressure. Our conversation moves between those personal aspirations and what it takes to build something that lasts. For Ogallo, the two are not separate. They rarely are. This interview has been edited for length and clarity. How do you usually introduce yourself when you’re tired of talking about startups? I know it’s cliché, but I’m a builder. I’ve always been a builder since I was four years old—building drones, building things. I’m an innovator and a builder. I’ve always been that character who thinks differently. I started building, then I started asking myself: How do I create value out of everything I’ve built? That’s why my entrepreneurship journey started very, very early in life. Because I’m this innovative builder, looking at problems, thinking of solutions, and actually building a workable solution. If we weren’t doing this interview over coffee, where would you rather be right now? I have this list. I usually make a list of customer requests and customer feedback. I’m a tech founder, so I’m involved with the daily build, finding solutions. So I plan how to solve this list of problems for our customers, then plan to iterate on that process and use it to get even more customers. I’d be scaling and maintaining the customers we’ve already set up on our platform. What’s been your most recent small win that had nothing to do with WayaWaya? When you’re an entrepreneur, the startup becomes your life. Everything else is peripheral. I finished a small build project. Once I’m successful with WayaWaya, I’ll be able to build something bigger. I’ve been building a prototype of that technology solution, more hardware-oriented. I finished a prototype, and it worked. It’s at that point where you start thinking of getting a Chinese company to print the boards. That’s a success. What’s something you’ve changed your mind about in the last year? I used to believe in changing people, changing mindsets. But I’ve gotten tough lessons. Human beings, by the time someone has become an adult, have these rigid frames they live inside. You can’t really change those fundamental bits, character, aspiration. Those are the basics that most people can’t change. That’s why in business, you have to develop a skill. Even as a founder, when you’re looking for team members, you look at their motivations, the things that drive them. Those are usually very hard to change in an adult. I spent a significant part of my life trying to change that in people. You can’t teach an old dog new tricks… Exactly. That’s something I’ve learned. Teddy Ogallo at a past Housing Finance event. Image source: WayaWaya Where did you grow up? What did it teach you about money, trust, and financial systems? I was born in Eldoret [Western Kenya], in a sheltered setup. My dad was in the military, posted at one of the best-built barracks in Kenya, a flagship. This barracks had a supermarket, a good hospital, and a really good school. You had no reason to leave. Bungalows. Everyone had their own room. Perfect, sheltered life. We only ventured out once every two months to town. Eldoret has more cushioning, more civil servant jobs, and more middle class than comparable towns. We didn’t know some of the struggles Kenyans go through. Then life happened. My dad lost his job. We had to move when I was about 17. That was my welcome to real-life Kenya. I saw people buy milk in plastic containers; there was poverty. And then there was that drive. You could see people really pushing to escape that place. So, I’m a teenager, the firstborn, wanting to pull my entire family out of that. That’s where I saw Kenyan resilience. Put a typical Kenyan in a tough situation, and you get stories of guys who started in places like Kawangware and are now somewhere out there in the world. Kenyans just don’t settle. That contrast—shelter to crash course—taught me Kenyans are resilient and aggressive by nature. On financial systems: at that point, the system was not built for the reality on the ground. We have one of the highest poverty rates—even as a middle-income country, our poverty rate is higher than most neighbors. Our financial system is built for the ministers. That’s why micro-lending apps are prospering in Kenya. I discovered quickly how it was built to fail. That’s
Read More
