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Table of contents Tim Cook’s final keynote as CEO All the major announcements from Apple’s WWDC 2026 What developers are getting When can you get all of these? Apple just wrapped its Worldwide Developers Conference (WWDC) 2026 keynote, and it was one of the most significant in the company’s history. Tim Cook took the stage one last time as CEO, and Apple used the moment to finally deliver on a promise it made two years ago: a completely rebuilt Siri. The tech giant also announced iOS 27, iPadOS 27, macOS 27 “Golden Gate,” watchOS 27, visionOS 27, and tvOS 27. No new hardware was shown. This was a software-only event, and AI was the whole story. Here is everything Apple announced, broken down by platform. Tim Cook’s final keynote as CEO This was Tim Cook’s last WWDC keynote as Apple’s chief executive. Cook steps down as CEO on August 31, 2026, and John Ternus, Apple’s head of hardware engineering, takes over on September 1. Cook moves to the role of executive chairman. Ternus did not appear on stage during the keynote, which many observers found notable given the transition. Software chief Craig Federighi kicked off the announcements by laying out Apple’s three focus areas for this year: platform improvements, trust and safety, and a major push forward for Apple Intelligence. Federighi was blunt about the privacy angle from the start: “We believe privacy in AI is non-negotiable. Data is only used to execute your request, and outside experts can continue to verify this promise at any time.” This keynote carried some extra weight. Apple promised a smarter, context-aware Siri at WWDC 2024 and did not deliver it for nearly two years. In May 2026, the company also sought approval for a $250 million class-action settlement over those undelivered Siri features, covering roughly 36 million iPhone 16 and iPhone 15 Pro and Pro Max units sold between June 2024 and March 2025. Eligible owners could receive between $25 and $95 per device. Apple denied wrongdoing. Today’s keynote was Apple’s chance to show it has finally followed through. All the major announcements from Apple’s WWDC 2026 1. Siri AI: Apple is calling the new assistant “Siri AI,” and it is a complete rebuild. VP Mike Rockwell introduced it as “the biggest overhaul since Siri launched in 2011.” The new version is powered by Apple’s next-generation Foundation Models, which Apple says were built in deep collaboration with Google using Gemini. Bloomberg’s Mark Gurman reported that Apple is paying roughly $1 billion a year for a 1.2 trillion-parameter Gemini model, and The Information reported that the heaviest queries route to Google Cloud, which runs on Nvidia Blackwell B200 GPUs, because running that model inside Apple’s Private Cloud Compute was too slow at scale. Apple did not confirm those numbers on stage, so treat them as credible reporting rather than official figures. What Siri AI can do: Dedicated Siri app: There is now a standalone Siri app across iPhone, iPad, Mac, Apple Watch, and Vision Pro. Your chat history syncs privately across all your devices via iCloud and Private Cloud Compute. You can set conversations to expire after a set period. Conversational mode: You can go back and forth with Siri in a natural, multi-turn conversation for research, planning, and brainstorming. Apple demoed asking Siri to pull up the FIFA 2026 World Cup schedule, then plan a viewing party and suggest dishes from both competing countries. On-screen and personal context awareness: Siri can see what is on your screen and act on it. It can access your emails, messages, files, and photos to give you relevant answers. Apple demoed asking about a location seen in an Instagram post and getting directions instantly. Visual Intelligence: This feature, first introduced with iPhone 16, becomes a dedicated “Siri mode” inside the Camera app. You can point your camera at a restaurant bill to split it through Wallet, scan a poster to add an event to your calendar, or identify nutrition information on a food package. Customisable voice: You can now adjust Siri’s pace and expressiveness beyond the existing preset voices. Image source: @theapplehub on X Cross-platform: Siri AI is available on watchOS, visionOS, CarPlay, and AirPods. Mac integration: On Mac, Siri is built into Spotlight (Command+Space) and accessible via Ctrl+click on images, text, and videos. There is a dedicated Mac app and a new monochrome menu-bar icon. Apple demoed selecting three presentations and asking Siri to compare them. Writing tools: Highlight any text and Siri will suggest improvements. “Write with Siri” can learn how you communicate with specific contacts and adapt accordingly. System-wide automatic proofreading works even inside third-party apps. On iOS, you access Siri AI by swiping down on the Dynamic Island, which shows a “Search or Ask” prompt. Siri AI launches in English first and expands to more languages later. Some features will have daily usage limits, with higher limits for iCloud+ subscribers. Important: Siri AI will NOT be available on iPhone or iPad in the European Union at launch, due to the Digital Markets Act (DMA). Federighi said Apple is “deeply disappointed” and that there is currently no timeline for Siri AI arriving on iOS or iPadOS in the EU. EU users will still get Siri AI on Mac, Apple Watch, and Vision Pro. Siri AI is also unavailable in China while Apple works through regulatory requirements. 2. iOS 27: iOS 27 is built around two things: significant performance gains and AI features woven into the apps you use every day. Performance improvements: Up to 30% faster app launches Up to 70% faster loading of new photos in your camera roll Up to 80% faster AirDrop transfers, Mail loading, and Apple Music playback start Faster Wi-Fi-to-cellular handoff when you leave a network A modified CPU scheduler that makes older iPhones feel faster iOS 27 runs on every iPhone that supported iOS 26, so iPhone 11 owners and second-generation iPhone SE owners benefit too. No devices were dropped. Rebuilt search: Apple rebuilt the foundation powering
Read MoreNigeria leads on payments and fintech in Africa, and that isn’t a conversation that needs an argument. It’s anchored on world-class payments system visions and the rigorous implementation that comes with them. The Central Bank of Nigeria has been at this for almost twenty years, and it’s genuinely good at it. The first vision came in the mid-2000s; the last one launched in November 2022, and between them they took a country where most adults had no bank account, and cash settled almost everything, and turned it into one of the few places on earth where you can send money to a stranger and watch it land in seconds. We built a real financial identity in the Bank Verification Number (BVN), an agent network of close to two million touchpoints, and an instant-payment system the rest of the continent studies, and we now move well over a quadrillion Naira a year through electronic channels. PSV 2028 is the next installment, and it’s ambitious, which is the polite way of saying the CBN has handed itself roughly thirty months to deliver a list that would stretch a far simpler country. There’s plenty to like, a few things I’d argue with gently, and a couple of things I wish were in it that aren’t. Thirteen points, in that order. The good 1. The National Payment Stack is the real deal The most important thing in the document is as flashy as the foundation of the Burj Khalifa, deep and invisible. The NPS is NIBSS’s full rebuild of the national rails, and it’s already gone live, with its first real transaction running between PalmPay and Wema Bank in November 2025, and it’s now rolling out to the rest of the banks (pages 34 and 42). It replaces the NIBSS Instant Payments engine that’s carried us since 2011 and was processing more than nine billion transfers a year before it ran out of room, and being built on ISO 20022, it finally gives us richer payment data, automated reconciliation, and the international compatibility we’ve lacked. If PSV 2028 shipped nothing else, this would earn its keep. 2. The CBN builds policy with the industry This is the strength most people don’t appreciate, and it’s a big reason these documents are worth taking seriously. When the CBN wants to set national policy, it convenes the Nigerian experts who actually run the rails, the banks, the fintechs, the switches, the development partners, and the subject-matter experts, and it builds the thing with them rather than handing down an edict and daring everyone to comply. PSV 2028 says as much in its own acknowledgements, crediting financial institutions, industry associations, and fintech innovators for shaping the document (page 10), and anyone who’s sat through these working sessions knows how real that process is. When the industry pushed back on the automated-AML timeline, the compliance window was stretched from twelve months to eighteen, and when operators argued the 10-meter POS geo-fence was impossible to hit accurately, the CBN widened it to 70. A regulator that consults and then actually adjusts is rarer than it sounds, and it’s a big part of why Nigerian payments policy tends to stick once it lands. 3. Fraud and cybersecurity are finally first-class, and the work has already left the page For years, fraud was the thing everyone complained about, and everyone refused to kill. PSV 2028 puts it at the center, with AI-driven monitoring and predictive analytics (page 63), a stronger Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) posture (page 38), a national security operations center, and an industry fraud-intelligence sharing platform (pages 39 and 95 to 103). Why it matters is well documented, because NIBSS data shows fraud losses jumped from about ₦11.6 billion in 2020 to 52.3 billion in 2024. And unlike most vision-document promises, this one’s already moving across more than one CBN department at once. The CBN’s Banking Supervision Department issued the baseline standards for automated AML in March 2026, giving deposit banks 18 months and other institutions 24 months to run AI and machine-learning monitoring with annual accuracy testing. The Payments System Supervision Department ordered GPS geo-tagging on every POS terminal layered on device binding and a BVN fraud watchlist on the instant-payment side. Whatever you make of any single rule, the direction’s crystal clear and it’s happening now. 4. The BVN, and the reason NIN exists at all Give the CBN its due on identity. The BVN sits under more than 320 million accounts and became the backbone of digital Know Your Customer (KYC), and it’s the proof of concept that made the National Identification Number (NIN) program credible, so the two are a sequence and not rivals (pages 32 and 75 to 76). The document puts NIN coverage past 122 million as of late 2025, and it’s refreshingly blunt that enrollment is short of funding and field kits, which is the real reason it still trails the BVN. That candor matters, because the forced bank-account-to-NIN linkage has itself been flagged as a risk that could push people back into the informal system if the identity rails can’t keep pace. 5. The compliance-automation ambition is genuinely modern PSV 2028 wants a national RegTech and SupTech capability, a machine-readable CBN rulebook in JSON and XML, and 90% of institutions feeding automated compliance data to the CBN by 2028 (page 63). This isn’t blue-sky talk, because the automated-AML baseline standards now in train are already the first concrete move toward supervision that reads structured data in near real time instead of chasing quarterly paper returns. Very few central banks anywhere have committed to this in writing, and it’s the sort of capability that compounds quietly for a decade. 6. Consumer protection and inclusion, which I wish ranked higher The track record here is real, with the service-level rules that force ATM chargebacks to clear within a day and failed POS reversals within three (page 32), and formal inclusion did climb from 56% in 2020 to
Read MoreMTN Group, Africa’s largest telecoms company, has launched MTN One TV, a streaming platform that gives the operator another shot at Africa’s video entertainment market nearly a decade after its South Africa-focused FrontRow service failed to gain traction. In a Monday statement, the company said MTN One TV will offer a mix of free-to-view, advertising-supported, pay-per-view, and subscription-based content models depending on local market conditions. The launch marks MTN’s most ambitious attempt yet to build a pan-African content business, one that could immediately tap into the group’s 307.2 million subscribers reported at the end of 2025. While the company has not disclosed which markets will receive MTN One TV first, it operates across 16 African countries, giving the platform distribution scale that few regional streaming rivals can match. The platform, which combines live television, local content, and international programming, will be rolled out progressively across MTN’s markets as the company seeks to capture a larger share of Africa’s growing digital entertainment economy. “The proposition is designed to give customers greater choice in how they watch content, with viewing models that may vary by market and can include free-to-view content, advertising-funded experiences, pay-as-you-watch access, and subscription offerings,” MTN said “Depending on local availability, customers may also be able to pay through airtime, Mobile Money, and other locally supported payment methods, helping to reduce common barriers to streaming access.” The move reflects a broader push by African telecom operators to expand beyond connectivity into digital services, content, and fintech. In December 2025, Vodacom launched the Value News Network (VNN) as part of a broader digital engagement strategy, and Safaricom has continued to deepen the integration of content and digital services. MTN One TV extends that evolution into video entertainment, using the group’s network reach, mobile money infrastructure, and billing relationships to address barriers that have historically constrained streaming adoption across Africa, including payment friction, affordability, and limited access to international credit cards. The launch also comes as Africa’s streaming landscape undergoes significant change. Showmax, the subscription streaming service previously operated by Canal+-owned MultiChoice, shut down in April as the company shifted focus to DStv Stream, its linear over-the-top (OTT) offering, creating an opening for telecom operators seeking to bundle content, connectivity, and payments into a single ecosystem. “Entertainment is increasingly becoming an important gateway to digital participation,” Selorm Adadevoh, MTN Group Chief Commercial, Strategy and Transformation Officer, said. “Through MTN One TV, we are leveraging the scale of our connectivity, fintech, and digital capabilities to make relevant content more accessible while creating new opportunities for Africa’s creative and digital economies. This is aligned with our ambition to deliver digital solutions for Africa’s progress.” The launch builds on MTN’s partnership with video software company Synamedia in April 2025 to develop a pan-African streaming platform initially targeted at Nigeria before expanding across its footprint. MTN is no stranger to streaming. In December 2014, the operator launched FrontRow, later rebranded as VU, in South Africa. It was a Netflix-style video-on-demand service offering movies and television shows through subscriptions and pay-per-view rentals. The company later cut prices from R179 ($10.85) to R99 ($6) monthly in an effort to compete with Netflix and Showmax. The service ultimately failed to scale and was discontinued in 2017 as competition intensified and consumer adoption remained limited. In 2018, MTN launched MusicTime, a music streaming platform that gained modest traction across several markets by allowing users to stream and download music while managing data usage. Unlike FrontRow, however, MusicTime remained an audio product and never evolved into a broader entertainment platform. MTN also discontinued Ayoba, its instant messaging app, in March to consolidate its digital services ecosystem under its Ambition 2030 Strategy. In 2021, MTN partnered with South African broadcaster eMedia on eVOD, providing technology and distribution support, though the service remained eMedia’s product rather than an MTN-owned platform. Those earlier efforts highlight the challenges of building sustainable streaming businesses in African markets, where content licencing costs, limited broadband penetration, and low consumer spending power have historically constrained growth. MTN One TV highlights the company’s first attempt to build a scaled, pan-African video entertainment proposition by combining content distribution, mobile payments, and telecom infrastructure. The company said the rollout will occur in phases, with content partnerships and viewing experiences tailored to individual markets before being consolidated under the MTN One TV brand over time.
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