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Ask Francis Osifo, co-founder and chief executive officer of Rayda, a fixed-asset and information technology (IT) device lifecycle management platform, where the company began, and he will tell you a story about a laptop. Osifo was chief technology officer and a co-founder at 54gene, the genomics startup that would later shut down in 2023. The company had hired an employee in Kenya and needed to ship a laptop from Nigeria, he recalled. The device eventually spent nearly two months stuck in customs, and clearing it had become an expensive ordeal for 54gene. However, the problem that he noticed was bigger than one laptop. He explained that he had no reliable way of knowing what assets 54gene owned. The company’s finance records could show the value of its fixed assets, but they could not tell which employee currently had which company-issued device or whether it had been repaired or reassigned to someone else. As 54gene grew past 200 employees, that knowledge gap had started looking like a structural blind spot. “I kept going into that rabbit hole of the different parts of the problem, whether it is visibility around the data tracking, the depreciation of the value of those assets over time, or even being able to deal with that entire journey from an employee joining a company to an employee leaving the company,” he told TechCabal in an interview on Tuesday. Osifo left 54gene in 2022, convinced there had to be a better way to help businesses manage their IT assets. In January 2023, he launched Rayda, an IT operations platform that helps companies procure, deploy, manage and recover employee devices. A human resources or IT manager could request a device when a person is hired, and from there, Rayda’s system tracks it through procurement, shipping, storage, repairs, and retrieval when the employee leaves. The startup has since evolved from an asset management tool into what Osifo describes as an ‘IT command centre for globally distributed teams’. Rayda operates in the device lifecycle management industry, estimated at $4.8 billion. It also operates in the category of startups building infrastructure for workforces that are distributed globally, including Hofy, which was acquired by Firstbase, Workwize, and GroWrk. Dan Duggan joined the company as its cofounder after the pair met via the Y-Combinator co-founder match platform in 2024. Day 1: Displacing the Excel Sheet According to Osifo, the first version of Rayda was built to replace spreadsheets and give companies a single place to record their assets. “We were trying to displace Excel sheets in the place of asset management for growing businesses,” he said. Rayda’s first customers, Osifo noted, exposed a blind spot. He had assumed that businesses would arrive on the platform with spreadsheets ready to import into the platform. Instead, he found that some of these businesses had no asset register. “We saw that a lot of the small and medium-sized businesses had a lot of assets, but most of them didn’t have an Excel sheet in the first place,” he said. Instead of a regular software onboarding process, Rayda found itself sending staff to physically go to customer offices and audit what they owned before onboarding them onto the platform. Before he launched the product, Osifo noted that he spoke to other founders to validate the answers and received responses that were consistent enough to convince him there was a real business there. He noted that some of those conversations turned to early investments. He noted that he deliberately kept Rayda’s first raise small, targeting $250,000. The round eventually closed at more than $300,000 before the startup’s public launch in January 2023. “It made sense for our business, plus raising too much capital early on affects how a startup approaches problems: most problems then seem like a problem to spend money on,” Osifo said. “I think when you raise in the life of a business is as important as how much you raise.” Day 500: The pivot By the end of 2023, Rayda had transformed beyond the platform Osifo initially launched. He explained that customer feedback kept pulling the startup in new directions. Rayda Core remained its central asset management platform, but it was joined by Bidda, which helped companies auction unwanted office equipment; Rayda Track, which monitored devices; and Rayda Remote, a platform that let businesses procure and provide laptops for employees. “We ended up having almost like three or four other product expansions that we explored,” Osifo said. “Our pitch then was that you could buy, manage, track, and dispose of all types of fixed assets.” For a while, the strategy held up and reflected Osifo’s initial ambition to build an end-to-end platform. Then 2024 happened. In 2024, Nigeria’s currency experienced a sharp depreciation, falling by 129.23% and closing the year at ₦1,478.97 ($1.07) per US dollar. This was more than double the exchange rate from the previous year’s ₦645 ($0.47). This made businesses more cautious with spending. The consequences of macroeconomic issues forced Rayda to change the trajectory of its business. “We were always going to go global, but we were initially trying to own a significant market share in Africa before we thought about being global,” he said. “2024 forced us to change the business.” He explained that the company needed a new lever of growth and began experimenting with international expansion by exploring which parts of its product suite would resonate beyond Africa. “We weren’t really sure what was going to finally stick,” Osifo said. The answer came from a company in the United Kingdom, which he did not disclose, that had employees in Nigeria. Osifo explained that the company presented with the same problem he had noticed while at 54gene: it was taking them too long to get a laptop to a new hire in Nigeria. He explained that Rayda’s Remote platform solved the problem for the company. He explained that development on the other products paused upon seeing the volume that one customer generated from using its Remote platform. In the three
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Klump, a Nigerian buy now, pay later (BNPL) startup, has partnered with Jumia to bring instalment payments to one of Africa’s largest e-commerce marketplaces, expanding its strategy of embedding consumer credit directly into online checkouts. The partnership places Klump inside Jumia’s checkout, allowing shoppers to compare financing offers from multiple banks without leaving the platform. Rather than lending itself, Klump provides the technology that connects borrowers with partner lenders, which assess applicants, fund the loans, and assume the credit risk. Embedding its technology inside the e-commerce giant gives the startup access to high-intent shoppers while reinforcing its strategy of becoming the infrastructure layer for consumer credit rather than a lender itself. “When we started Klump, our mission was simple: give Nigerians access to affordable credit, wherever they shop,” Klump co-founder and CEO Celestine Omin wrote in a Friday LinkedIn post. “Today, we’re excited to partner with Jumia, bringing instalment payments to one of Africa’s biggest marketplaces. Klump now powers instalment payments for two of Nigeria’s largest e-commerce platforms.” The integration also expands Jumia’s BNLP offering, which previously included partnerships with CredPal and Easybuy, making Klump the latest fintech to embed consumer credit directly into the online shopping experience. Klump does not lend or hold credit risk, which sits with partner banks. Its strategy is that owning checkout placement across Nigeria’s biggest marketplaces matters more than owning a loan book, even if it means ceding control over approval rates and terms to lenders it does not underwrite. How it works The integration moves the loan application into the checkout, so customers no longer need to seek financing separately before making a purchase. According to Klump, shoppers choose eligible products before selecting “Pay with Klump” at checkout. They then select a financing provider, complete a credit assessment using their banking and identification details, and, if approved, pay an initial deposit of 20%-30% of the purchase price. The remaining balance is repaid in instalments. Shoppers must be at least 21 years old, have an active Nigerian bank account with regular salary or business income, and provide a valid government-issued ID. Depending on the lender, additional verification, including facial recognition or one-time password authentication, may also be required. Loan terms vary by lender Rather than offering a single financing product, Klump presents customers with multiple lenders that compete on loan size, deposits, repayment periods, and pricing. Customers can currently choose financing from First Bank, Renmoney, Credit Direct and Wema Bank, each offering different loan limits, deposit requirements and pricing, according to Klump. Customers can currently choose financing from First Bank, Renmoney, Credit Direct, and Wema Bank, according to Klump. Loan sizes range from ₦1,000 ($0.73) to ₦2.6 million ($1,898), with repayment periods of six to twelve months. Klump says it does not charge interest itself; each lender determines the loan pricing. Customers whose banks are not supported can still apply through lenders such as Renmoney and Credit Direct, which do not require applicants to hold accounts with them. Approved loans are not automatically cancelled if a customer returns an item. Klump says shoppers can instead use the value to buy another product at the same price or top up their Klump Wallet to purchase a more expensive item, rather than receive a cash refund. True scale demands moving beyond surface-level integrations to robust execution. We’ve filtered the noise out of Moonshot 2026, optimising the conference strictly for high-calibre connections between startup founders, global financial operators, enterprise leaders and individuals rewiring Africa’s technical frameworks. Get 20% off Early Bird tickets for a limited time.
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Table of contents When is the One UI 9 release date? One UI 9 features you need to know Which phones are getting One UI 9 Samsung is rolling out One UI 9, its new software update built on Android 17. If you own a Galaxy phone or tablet, this update brings new tools for your camera, your lock screen, your security settings, and more. Here is what you need to know about the release date, the new features, and when your device will get the update. When is the One UI 9 release date? Samsung has already started testing One UI 9. The beta launched on May 12, 2026, for the Galaxy S26 series, and it is currently available in Germany, India, South Korea, Poland, the UK, and the US. The full version of One UI 9 debuts on July 22, 2026, at Samsung’s Unpacked event in London. Samsung will preinstall it on the new Galaxy Z Fold 8, Fold 8 Ultra, and Z Flip 8. If you own an older Galaxy phone, you will wait a bit longer. Reports point to a stable rollout for the Galaxy S26 and other eligible devices around September 2026. Samsung has not confirmed this date yet, so treat it as an estimate rather than a fixed schedule. If you live in South Africa or elsewhere in Africa, expect the update to arrive several weeks after it arrives in Korea, Europe, and the US. Samsung rolls out updates in waves, and African markets are usually not first in line. One UI 9 features you need to know One UI 9 does not change how your phone looks. It improves the tools you already use every day. Here are the features Samsung has confirmed so far, plus a few that leaked ahead of the official launch. A Quick Panel you can customise: Your Quick Panel now gives you more control. You can adjust brightness, sound, and your media player on your own instead of all together. You can also resize your media player into a small square without needing extra apps. A New Tape Tool in Samsung Notes: Samsung Notes now has a tape tool. You can cover part of a note the way you would with real tape, then peel it back when you need to see what is underneath. This works well if you are studying or hiding sensitive details. You also get new pen styles and a tool that automatically straightens your lines. Better multitasking with Samsung DeX: You can now move app windows between virtual desktops. You can also preview your desktops from the Recents screen and switch between them with one tap. New tools in Game Booster: While you play, you can change your screen resolution, pick your screenshot format, and monitor your FPS, CPU, and GPU. You do this without leaving your game. A Blue Dot for Location Tracking: Android 17 adds a blue dot that shows up when an app uses your location. Tap the dot in your Quick Panel to see which app is tracking you. You also get a clearer choice between sharing your approximate location and your precise location. Stronger protection against risky apps: Samsung is adding more safeguards to protect against harmful apps. Your phone can now warn you, block installation, or recommend you delete an app that looks suspicious. You also get a new menu that lists every app you sideloaded, so you can easily review or remove them. Text Spotlight for easier reading: Text Spotlight lets you tap on text to enlarge it in a floating window. You can change the font size and colours to make reading easier. One TalkBack for accessibility: Samsung merged its TalkBack feature with Google’s version. This means you get updates straight from the Play Store instead of waiting on Samsung. You also get a new Select to Speak tool that reads text and images out loud. A Call Log that shows every app: Your call log now shows calls from apps like WhatsApp and Google Meet, not just your regular calls. Samsung is also adding on-call context, so you can see recent messages or important dates about a contact while you are talking to them. Gemini Intelligence, coming later: Samsung’s biggest AI feature, called Gemini Intelligence, will not appear in the beta. Samsung confirmed it is coming with the new foldable phones. This AI can complete tasks for you, like booking something or drafting an email. It may only work on flagship devices, since it needs strong hardware to run. A few of these features are rumoured and could still change before Samsung finalises the update. Which phones are getting One UI 9 Samsung confirmed a wide list of eligible devices. Your update time depends on which series you own and where you live. Here is the full breakdown. Samsung is not bringing One UI 9 to the Galaxy S22 series or the Galaxy S21 FE. These phones have already received their final major update, One UI 8.5. Keep checking your software update settings as your wave approaches, since Samsung ties the exact date to your carrier and region. True scale demands moving beyond surface-level integrations to robust execution. We’ve filtered the noise out of Moonshot 2026, optimising the conference strictly for high-calibre connections between startup founders, global financial operators, enterprise leaders and individuals rewiring Africa’s technical frameworks.Get 20% off Early Bird tickets for a limited time.
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