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Latest From our blog

  • February 3 2026
  • BM

How to check 2025 NECO results

Table of contents How to check your 2025 NECO results on the official NECO website How to check your 2025 NECO results on your phone How to check your 2025 NECO results offline What to do if your result is not showing On Tuesday, the National Examinations Council (NECO) released the 2025 Senior Secondary Certificate Examination (SSCE) External results, with 72% of candidates passing.  NECO Registrar and Chief Executive, Professor Dantani Ibrahim Wushishi announced that a total of 96,979 candidates registered for the exams, comprising 51,823 males and 45,156 females, and were tested across 16 subjects.  The exams took place from November 26 to December 13, 2025, while marking ran from January 5 to January 21, 2026, creating a 52-day gap between the final paper and the release of results. According to NECO, 93,425 candidates sat for the English Language exam, and 78.32% earned credit or higher. Mathematics saw 93,330 candidates, with 91.35% passing with a credit or higher. Overall, 68,166 candidates achieved five credits, including English and Mathematics, while 82,082 earned five credits or more without those two subjects, indicating strong performance. Malpractice remains a major challenge. 9,016 candidates were booked for malpractice during the 2025 NECO, a 31.7% jump from 2024. Five supervisors were recommended for blacklisting, and four centres in Niger, Yobe, and Kano were flagged for full centre malpractice.  If you are a candidate, here is how you can check NECO results on the website, your phone, and offline How to check your 2025 NECO results on the official NECO website Image source: NECO portal You can check your result on the NECO portal at results.neco.gov.ng. The site uses a token system with a 12-digit alphanumeric code instead of scratch cards. When you check your result via the portal, you can view your full electronic certificate, including your passport photo and all your subject grades. What you need A NECO result checking token with a 12-digit code Your 10-digit registration number An internet connection Method 1: Get your token from NECO Log in or create an account using your email and phone number Go to Purchase Token Pay through Remita using debit card, USSD, or bank transfer The token costs ₦1,000, though some vendors may add a fee Method 2: Authorised third-party vendors If the NECO site is slow, you can buy tokens from: BuyCard.ng for about ₦1,300 E PinMall for about ₦1,500 Cegital Inc for instant display and email delivery How to check your result Go to https://results.neco.gov.ng/ Select 2025 as your exam year Choose your exam type, either SSCE INTERNAL or SSCE EXTERNAL Enter your 12-digit token, which is case sensitive and can be used up to five times Enter your 10-digit registration number Click Check Result Key things to know A single token works for the same result up to 5 times For official school or admission checks, you may need to use the NECO eVerify Platform Token prices usually range from ₦1,300 to ₦1,500 when you buy from vendors Save your result Click Print to download a PDF Save it on your phone or computer for school and admission use This online system lets you get your result without visiting any NECO office, so you can access it faster and with less stress. How to check your 2025 NECO results on your phone You can check your NECO result on your phone using a mobile browser or by SMS. The mobile browser option works with 3G, 4G, or 5G internet. The SMS option works without data and is useful in areas with weak network coverage. Mobile browser method Open Google Chrome or Safari and go to results.neco.gov.ng Log in or use the Check Result option if you already bought a token Enter 2025, your exam type, your 12-digit token, and your 10-digit registration number When your result shows, use Save as PDF from your browser to store it on your phone SMS method Open your phone’s messaging app and type your details in this specific format: NECO*ExamNo*PIN*ExamYear. Example: NECO*12345678AB*686442341122*2025 Note: Ensure there are no spaces between the details. Send to Shortcode: Send the message to the official NECO result-checking number: 32327. Wait for Response: You will receive a text message with your subject results and grades shortly after you send. Important Requirements: Token (PIN) Still Needed: You must have already purchased a result-checking token from the NECO Results Portal to use this method. Airtime Balance: Ensure you have at least ₦50 in airtime on your phone, as SMS charges apply. Network Support: This service is typically available for major Nigerian networks, including MTN, Glo, and Airtel. How to check your 2025 NECO results offline You can also get your 2025 NECO result offline through your school or a NECO office. This is useful if you need official checks, name fixes, or if you wrote the SSCE Internal. If you wrote SSCE Internal Go to the secondary school where you registered The school exam officer or principal collects the Master List from the NECO state office You can ask for a stamped and signed result slip from this list, which you can use for school clearance If you need corrections or attestation Visit the nearest NECO office for name or date of birth issues, or for Attestation of Results In Lagos, go to 175 Ikorodu Rd, Onipanu or the zonal office in Lekki Phase I, Lagos Take your ID, your exam registration slip, and proof of payment for any service fees How to get your original certificate Schools release original certificates one to two years after the exam Go back to your school to sign and collect it if you wrote the SSCE Internal If you wrote the SSCE External, collect it from the NECO state office where you took the exam All offline and special service fees must be paid through payments.neco.gov.ng before NECO will process your request. What to do if your NECO result is not showing If your result does not appear on the portal, the message you see

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  • February 3 2026
  • BM

Nigerian gig workers struggle with tax rules. KeepAm wants to guide them

KeepAm, a Nigeria-based tax record and filing app launched in January, is built for remote workers, creators, and small operators who have historically earned first and thought about tax later.  Instead of a once‑a‑year tax chore, the app reframes as something users quietly keep up with through everyday record‑keeping. Its founder, Emmanuel Olorunshola, frames the product around two linked ideas: many new earners now fall under tax rules they do not understand, and many also miss deductions that could reduce what they owe if they kept proper records. The app, available on the web and usable offline, is built to address this. Large parts of economic activity in Nigeria sit outside payroll systems, where tax is deducted automatically. Policy, however, is moving toward greater data visibility. For instance, Nigerian banks already report transaction data under financial surveillance rules. The Federal Inland Revenue Service has pushed e-filing systems alongside closer monitoring of digital and cross-border income. Platforms like KeepAm sit between raw bank transactions and formal tax filings, translating one into the other.  Turning bank inflows into tax records KeepAm’s design is based on a practical problem that defines modern tax enforcement in digital economies. When money lands in a bank account, authorities can see the amount and the account holder, but cannot determine whether the transfer represents profit, reimbursed expenses, a pass-through payment to suppliers, or a personal gift. In an open banking system that relies on customer data, the default risk for organised freelancers is that gross inflows begin to resemble taxable income, Olorunshola explains, unless the individual can prove otherwise. Olorunshola describes this burden of proof as central to the product’s design, arguing that without structured records, people who work project to project may be assessed on turnover rather than actual earnings after costs. KeepAm responds by building a continuous documentation layer over everyday transactions. Signing up  User journey. Image: KeepAm The product follows a simple and intuitive flow. Users start by signing up and logging income each time they are paid. Next, they attach related expenses and store corresponding proof or receipts in one place.  From there, users can generate a detailed report whenever they need it. This process continues throughout the year, making it easier to stay organised rather than rushing to compile records during filing season. “We use multi-layer validation with Nigerian-specific patterns,” Olorunshola said. “Common issues include mixed currencies (we auto-convert to NGN), cash transactions (we allow with confidence scoring), and informal descriptions.”  Users log income as it comes in and are prompted to attach related expenses, ranging from data purchases and transport to software subscriptions and equipment. The system asks whether costs were incurred to deliver a specific job, then classifies those items as potential deductions. Receipts, whether paper or digital, can be captured and stored within the app, turning what might otherwise be lost or informal evidence into a retrievable archive. According to Olorunshola, this structure feeds into the filing report that users can download and submit to their state tax authority. The product also incorporates digital invoicing, which aligns with broader government interest in traceable billing. Instead of sending clients only an account number, users can issue invoices through the app, linking payment requests to documented work. Once paid, the invoice, payment and related expenses sit within a single chain of records. For creators and freelancers accustomed to informal workflows via messaging apps, this represents a shift toward formal bookkeeping without the need to adopt full accounting software, which many find too complex or expensive. Olorunshola said the goal is not to turn individuals into accountants, but to embed tax-relevant structure into actions they already take. That design choice matters because the platform deliberately avoids accounting jargon.  Using KeepAm KeepAm user interface. Image: TechCabal Signing up for KeepAm took less than three minutes, with instant email verification and a dashboard that loaded in about two seconds on my device. The main screen gives a clear overview of a user’s finances, showing income, expenses, net position for the month, and tax status for the year in one place. The dashboard highlights practical tools across the top, including Calculate, Tax Plan, Clients, Projections, Invoices, and Savings, allowing users  jump straight into core tax and business tasks without digging through menus. Each section opens into a focused workspace, such as tracking income and expenses, managing receipts, or handling clients and business profiles. Upcoming tax and value-added tax (VAT) deadlines are displayed in a dedicated panel, with due dates and countdowns in days, making it easier to stay compliant rather than relying on memory or separate reminders. A “Tip of the Day” card surfaces context-aware guidance, such as how to claim home office deductions, with quick links to launch a relevant calculator or view more tips. The tax status module shows total earned this year, progress toward the next tax bracket, tax owed so far and how much to set aside monthly, with links to view a detailed breakdown or plan. Myth‑buster banners at the top address common fears about taxes and compliance in plain language, helping users feel more confident about starting to file, even if they have not been paying regularly. Automation KeepAm positions itself as an automated system rather than a human advisory service. Olorunshola clarified that calculations and classifications are run through the software, with limited back-end visibility into user data and no logging of administrative access, reflecting compliance with Nigeria’s data protection framework.  This architecture matters because target users are being asked to centralise sensitive financial information in one place, including income records and tax identifiers.  There is a free basic account that includes up to 20 invoice checks, 20 income and expense entries, and 20 receipt scans. The pro version costs ₦2,500 ($1.79) and provides access to invoicing, expense tracking, and tax filing tools. The business version costs ₦7,500 ($5.37) and includes all pro features, plus full business tools designed for SMEs. For a population that often mistrusts government and digital platforms, perceived data risk can be as

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  • February 2 2026
  • BM

Investors often overlook promising startups. This VC program trains scouts

Since the capital rush of the zero-interest rate era of the early 2020s, which saw investors increase their appetite for riskier bets,  Africa’s venture capital industry has slowly solved its talent problem. Today, local investors account for nearly 40% of the total funding that African startups receive yearly.  Some of this growth has been driven by the rise of venture capital-focused training programmes such as Dream VC, Included VC, and Immerse VC, which have helped professionalise the industry by teaching new VC employees how to operate as venture capitalists and, in some cases, help people secure jobs with VC firms.  But while these programmes have focused on VC employment as a whole, none have been dedicated to venture scouting, an entry point that can be part-time, decentralised and help attract more foreign investors to the continent.  Benjamin Udokwu, a former founder and consultant, is trying to fix that with Seven24 Ventures, a program designed to teach Africans how to be venture scouts. Venture scouting is the process of finding and evaluating promising early-stage startups on behalf of a venture capital firm (or angel syndicate) before those startups are widely known or formally fundraising.  Udokwu became a scout himself after Gopaxy, his retail tech startup, failed in 2019 due to a lack of capital. “I even joined Founder Institute’s very first cohort in Lagos to test the idea better, but it still did not pan out,” he said.  That experience led him to co-found Climatr, an environmental and sustainability consultancy, and ultimately discover the access-to-capital challenges faced by other early-stage founders between 2020 and 2021. Udokwu’s scouting began with informal conversations on LinkedIn and evolved into a manual process of finding VCs and cold-messaging them about deals.  For this week’s Ask an Investor, I spoke to Udokwu about his motivation for starting Seven24 Ventures, how the scout academy addresses access-to-capital challenges faced by underrepresented founders, the traits of a great scout, and common misconceptions about deal sourcing. This interview has been edited for length and clarity. Why did you start Seven24? What gap did you see that you were trying to fill? Back in 2019, there weren’t many people into scouting. Back then, it was like four people doing scouting across Africa, even including North Africa. Scouting wasn’t a mainstream thing. It seemed like we were gatekeepers, and of course, that came with certain privileges. But I’d receive calls regularly asking for advice on how to enter venture scouting.  I thought, ‘Why hoard the knowledge?’ The ecosystem is growing. 2019 isn’t 2026. The volume of startups launched every day, every month, is massive. Four people can’t cover Nigeria, let alone West Africa or sub-Saharan Africa. The market is huge. It made sense to disseminate the expertise and experience we’d built, bring in passionate people, and pass the baton—so they can do more than we did in helping underrepresented founders get visibility, access to capital, and funding to grow their businesses. How are scouts typically compensated? There are different models. The model I started with, and still use, does not charge upfront. A founder doesn’t pay me to begin scouting. Instead, we agree that if any introduction I make leads to an investment, I take 5% of that specific check. For example, if a startup is raising $500k and I bring an investor who puts in $100k, I take 5% of that $100k—that’s $5,000. I’m not taking 5% of the entire round—just the portion I sourced. Some scouts or agencies charge upfront—$2,000, $5,000, or sometimes $10,000. I don’t like that model because once you take money upfront, you’re under pressure to “deliver” an investment even though you don’t control the final decision. If none of the VCs invest, it can damage your reputation. My approach protects reputation: no upfront fee. I get you access. If it results in investment, you pay. I’ve personally onboarded and introduced over 150 startups to VCs through my network. What are you optimising for with Seven24? Two things: more deals and better deals. More deals in the sense that VCs can have a more robust pipeline to evaluate before concluding whether there’s quality in the ecosystem. And better deals, because the issue is often not deal scarcity—it’s visibility to great deals. I spoke with a VC firm last year. Their plan was to invest in, say, 10 deals, but they ended up doing four because they felt they didn’t have access to quality opportunities. My conviction is: the deals exist. Many founders are building amazing things, and a lot of prominent VC firms don’t know about them. They go for the usual suspects—people who are already visible on major platforms—but many underrepresented startups aren’t seen. What we’re optimising for is access to quality, underrepresented deals. If we train 10–15 quality scouts across markets—say South Africa as an example—they can plug into local ecosystems and spotlight founders that would otherwise be overlooked. VC firms benefit from a stronger pipeline and are more likely to meet their annual investment targets. It’s a win-win: more founders get funded, and VCs have a better, more robust deal pipeline. What makes a great Seven24 scout?  First is market curiosity. Great scouts are endlessly curious about industries, trends, and market behaviour within their ecosystems. Curiosity helps you spot early signals that other people miss. You should be able to look at historical data and current trends and understand where the market is tilting so you can position yourself to source the best deals. Second is networking and relationship building. Scouts thrive on trust. Strong relationships with founders, operators, and investors create a steady pipeline of credible opportunities. On the VC side, you need relationships with the right people—GPs when possible, but also analysts and associates who review deals. On the founder side, you need trust and credibility, because founders who trust you will refer you to other strong founders. Third is analytical thinking. Scouts need to quickly filter startups and distinguish real traction from noise. Strong analysis sharpens judgement and reduces wasted

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