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Latest From our blog

  • March 17 2026
  • BM

Ndovu targets Kenya’s high-income investors with new multi-asset fund

Ndovu Wealth, a Kenyan fund manager licenced by the Capital Markets Authority (CMA), has launched a multi-asset fund with a $2,500 minimum ticket, targeting higher-income investors as wealthtech startups push beyond entry-level products. The move shows how local fintechs are pushing into territory long held by private wealth managers and offshore brokers, staking their growth on the idea that a growing base of affluent, digitally native users will pay for guided access to global markets. The Kibaba Multi-Asset Special Fund, announced in Nairobi on Tuesday, offers exposure to global equities, fixed income, Real Estate Investment Trusts (REITs ), Exchange-Traded Funds (ETFs ), and commodities through Ndovu’s app, with minimum investments set at KES 250,000 ($1,930) or $2,500 for dollar accounts.  The amount exceeds the thresholds that powered the first wave of Kenyan investing apps like Hisa and Chumz, some of which built scale by allowing users to start with a few thousand shillings.  The higher minimum also narrows the addressable market in a country where most investors remain price-sensitive. “We created the Kibaba Multi-Asset Special Fund in response to the evolving investor demands in the region,” said chief executive Radhika Bhachu, pointing to rising interest in offshore exposure. Retail investors who entered markets through money market funds and savings apps are moving into dollar assets to hedge against currency pressure and inflation.  Kenya’s collective investment schemes market has grown steadily in recent years, with fund managers reporting increased demand for foreign-denominated products as the shilling weakened through 2023 and 2024. Local fintechs have been strong at onboarding first-time investors but weak at keeping them as balances grow. Many users migrate to global platforms like Interactive Brokers that offer wider asset access or to traditional managers that provide structured portfolios. Ndovu wraps a regulated fund inside a digital interface that handles onboarding, payments, and portfolio tracking, while adjusting allocations using market data.  This places the company in more direct competition with international brokerages that offer self-directed investing, as well as financial institutions like Standard Investment Bank and other licenced managers targeting high-net-worth clients.

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  • March 17 2026
  • BM

Everything you need to know about the new Oppo Find N6 and Watch X3

Table of contents Oppo Find N6 Oppo Watch X3  Oppo Find N6 vs Find N5 comparison On March 17, 2026, Oppo held a global launch event at its Binhai Bay Campus in Shenzhen, China. Two products took centre stage: the Oppo Find N6, a book-style foldable smartphone, and the Watch X3, a high-end smartwatch built from aerospace-grade titanium.  The Find N6 goes after two problems that have followed foldable phones since day one: the crease you can see and feel on the screen, and cameras that could not keep up with regular flagship phones. The Watch X3 builds on that with advanced health tracking and materials that match the phone’s quality.  Here is everything you need to know about both devices.  Oppo Find N6 Image source: Mark Ellis Reviews on YouTube The biggest engineering achievement on the Find N6 is what Oppo calls the Zero-Feel Crease. Since the Find N series launched in 2021, Oppo has been refining its hinge design with each generation. The Find N6 is the result of that five-year process.  Two technologies make this possible: the 2nd-Generation Titanium Flexion Hinge and Dome Memory Glass.  The hinge uses an industry-first 3D liquid printing process that applies droplets as small as 5 picoliters. This reduces height variance by 75%, from 0.2mm in previous generations down to just 0.05mm.  A Clover Balance Pivot increases vertical support force by 20%, keeping the display flat and stable. • The hinge is TUV Rheinland certified for one million fold cycles.  Dome Memory Glass is 50% thicker than the standard Ultra-Thin Glass used in competing foldables, yet more flexible thanks to a proprietary layering process.  This glass achieves a 338% increase in deformation resistance, restoring up to 99.9% of its flatness each time you open the phone.  Compared to the Find N5, crease depth has been reduced by 82%, as certified by TUV Rheinland.  Oppo is clear that the crease has not been physically removed. The Zero-Feel name refers to its near-invisibility from most angles and under normal lighting.  Hinge and Structure at a Glance Displays Image source: Mark Ellis Reviews on YouTube The Find N6 has two screens, each supplied by a different manufacturer and tuned for its specific role.  The internal main display is an 8.12-inch Samsung E7 AMOLED panel with a 2K+ resolution of 2480 x 2480 pixels. It uses LTPO 3.0 to dynamically adjust its refresh rate between 1Hz and 120Hz, depending on what is on screen. Peak brightness hits 2,500 nits, and it supports 10-bit colour depth (1.07 billion colours).  The external cover display is a 6.62-inch BOE Q10 panel with a 1.5K+ resolution of 2616 x 1140 pixels. Its peak brightness of 3,600 nits means you can read it clearly in direct sunlight.  Both screens support Dolby Vision, HDR10+, and HDR Vivid, plus 2160Hz PWM dimming to reduce eye strain.  Build and Protection  Oppo built the Find N6 to push back on the idea that foldable phones are fragile.  The frame uses 7000-series aerospace-grade aluminium, which is 30% stronger than what was used in the previous generation.  The hinge mechanism uses Grade-5 titanium alloy for its casing and wing plates.  The back cover is made from aircraft-grade fibre, which is 43% thinner than glass and more resilient in drop tests. The Find N6 carries a triple ingress protection rating: IP56, IP58, and IP59. The IP59 rating is notable because it means the phone can withstand high-pressure, high-temperature water jets, a level of protection you usually only find in industrial equipment.  When unfolded, the device measures just 4.21mm thick, making it thinner than the M4 iPad Pro. When closed, it sits at 8.93mm, which is comparable to phones like the iPhone 17 or Samsung Galaxy S26 Ultra.  Total weight is approximately 225-229 grams.  Read more on OPPO phones expected to launch in 2026 and the full release timeline Camera: The Cosmos Ring and Hasselblad 200MP System Foldable phones have always struggled with camera performance because their thin chassis limits sensor size. Oppo tackled this through the Cosmos Ring, a symmetrical camera module built in partnership with Hasselblad. The headline feature is a 200MP Hasselblad Ultra-Clear Camera.  200MP main sensor at f/1.89, with Hasselblad tuning, OIS, and a 7-element lens.  50MP periscope telephoto at f/2.7, with 3x optical zoom, OIS, and a 4-element lens.  50MP ultra-wide at f/2.2, covering a 116-degree field of view with autofocus, doubling as a macro lens.  Two 20MP front cameras (one on the cover, one on the main display), both at f/2.4, capable of 4K video at 30 fps.  The Snapdragon 8 Elite ISP powers features such as AI Clarity Enhancer and 4K@60 fps Dolby Vision recording.  Hasselblad-exclusive shooting modes include XPAN (which simulates the 65:24 panoramic aspect ratio of the classic Hasselblad film camera) and a portrait mode that reproduces Hasselblad lens bokeh. Lightning Snap uses posture detection to cut shutter lag on candid shots. Processor and Performance  The Find N6 runs on the Qualcomm Snapdragon 8 Elite Gen 5, built on a 3nm process. It is a seven-core system with two Oryon Gen 2 Prime cores at 4.3 GHz and five Oryon Gen 2 Performance cores at 3.5 GHz.  The Adreno 830 GPU runs at 1100 MHz, delivering a 40% improvement in rendering speed.  The Gen 5 NPU brings a 45% improvement in AI efficiency.  Oppo’s Trinity Engine manages memory allocation and thermal load to deliver 48 months of consistent system speed.  RAM options: 12GB or 16GB LPDDR5X. Storage options: 256GB, 512GB, or 1TB UFS 4.0.  The 1TB model is sold as the Satellite Communication Edition, with integrated BeiDou satellite connectivity for emergency messaging in areas without cellular coverage.  Battery and charging  Fitting a large battery inside an ultra-thin foldable is an engineering challenge. Oppo solved it with a 6,000mAh silicon-carbon battery. Silicon-carbon chemistry offers an energy density of 801 Wh/L, significantly higher than that of traditional graphite lithium-ion cells.  By adding 10% silicon to the battery, Oppo increased capacity by 16.7% while keeping the battery physically smaller than the 5,600mAh

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  • March 16 2026
  • BM

Spotify payouts show Nigerian artists earned about ₦2 per stream in 2025

Nigerian artists earned roughly ₦1.98 for every stream on Spotify in 2025, according to figures from the global streaming platform’s annual Loud & Clear report. Spotify said Nigerian artists generated over ₦60 billion ($43.92 million) in royalties from the platform in 2025, from 30.3 billion total streams. Dividing the revenue by total streams puts the estimated payout at just under ₦2 per stream. Spotify provides a direct path to monetisation for many artists, but artists in lower-income markets often earn significantly less per stream than their Western counterparts because of how streaming payouts are calculated. According to this 2025 report, one million streams in Nigeria generate just $300, while the same streams in Sweden are worth up to $10,000. The disparity stems from Spotify’s territorial payout model, which adjusts earnings based on regional subscription fees and economic conditions. In Nigeria, Spotify’s premium plan costs about ₦1,600 ($1.17) per month, while in Sweden, where the company is headquartered, monthly subscriptions cost about $13.78. While this model helps keep streaming affordable for listeners, it also reduces per-stream revenue for artists in lower-income regions. Spotify says it pays royalties based on an artist’s share of overall streams across the platform, not based on a fixed per-stream rate. “If an artist accounts for 1% of all streams in a particular country, their selected rightsholder(s) receive 1% of the recording royalties we pay there,” the streaming platform said. Spotify pays out two-thirds of every dollar it generates from music streaming to rights holders, who eventually pay artists. Before this money gets to artists, it flows to labels, distributors, publishers, and collective management organisations. In 2025, the company paid out $11 billion globally, with the ₦60 billion ($43.92 million) earned by Nigerian artists representing 0.39% of the total. Streaming growth and expanding global audience  Beyond payouts, Spotify’s data shows that the Nigerian music ecosystem is growing quickly, both locally and internationally. In 2025, Nigerian artists generated 30.3 billion streams and had 1.6 billion listening hours on Spotify. Revenue generated by Nigerian artists on the platform has grown more than 140% in the last two years. In 2024, it paid out ₦58 billion ($42.45 million). In 2025, Nigerian artists were discovered by first-time listeners more than 1.3 billion times on Spotify, representing a 26% increase compared to 2024. At home, Nigerian musicians accounted for over 80% of tracks on Spotify Nigeria’s Daily Top 50 during the year, highlighting strong domestic demand for local music. The report also highlights the growing role of independent artists and labels in Nigeria’s music economy. About 58% of all royalties earned by Nigerian artists on Spotify in 2025 went to independent artists or labels, indicating that a large share of revenue is flowing outside traditional label structures. Nigerian artists were also added to nearly 2,000 editorial playlists in 2025, while Nigerian music appeared in nearly 320 million user playlists globally and over 12 million playlists in Nigeria. More than 60 million playlists featuring Nigerian artists were created on Spotify during the year. “Nigeria’s music story continues to be one of creativity, innovation, and global cultural influence,” said Jocelyne Muhutu-Remy, Managing Director, Spotify in Africa, in a statement. “What we’re seeing is a market where talent is not only reaching new audiences around the world, but also building deeper connections at home.”

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